Spread the cost of treatment — at 0% APR.
Don't let cost get in the way of the dentistry you need. We offer flexible 0% APR finance through Chrysalis Finance — apply online, get an instant decision, and start treatment right away.
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Borrow £350 – £25,000
Spread treatment costs in a way that works for you.
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0% APR for 12 months
Or longer terms available at 9.9% APR representative.
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No deposit required
Subject to status. Direct-debit monthly payments.
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Treatment starts on approval
Plus a 14-day cooling-off period after signing.
Honest about what dental finance is — and isn't.
Dental finance is not a sales tactic. It is a regulated credit product designed to spread the cost of planned treatment over a fixed period, and we offer it because our patients ask for it — not because it earns us anything (we receive no commission on Chrysalis applications). The 0% APR for up to twelve months covers the majority of single-stage treatment plans (implants, Invisalign, smile makeovers, larger restorative work). The longer 9.9% APR option is there for multi-stage or full-mouth work where spreading further makes the difference between proceeding now and putting it off.
Chrysalis Finance Limited is FCA-authorised under Firm Reference Number 631193 and is used by hundreds of UK dental practices. Campos Dental Clinic Ltd is an Introducer Appointed Representative — which means we can refer you, walk you through the calculator and answer questions, but we do not see your credit data and we do not make the lending decision. Chrysalis runs the affordability check; you sign electronically; once approved, your treatment can start the same week.
Two practical things worth knowing. First, applying involves a credit check that shows up on your file. For most people a single application has minimal impact on a credit score, but multiple applications in a short period (car, kitchen, dental finance all in the same month) can. Second, there is a fourteen-day cooling-off period after signing — so if you change your mind, you can back out without penalty.
£3,000 of treatment — £250 a month.
Most patients borrow somewhere between £1,500 and £6,000 for treatments like dental implants, Invisalign or smile makeovers. Here's how a typical 12-month 0% plan looks.
Representative example — actual terms confirmed by Chrysalis Finance subject to status.
Representative example
- Total amount of credit £3,000.00
- Term length 12 months
- Interest rate 0% APR
- Monthly payment £250.00
See what your treatment could cost per month.
Enter your treatment cost below to see live, accurate quotes from Chrysalis Finance. When you're ready, you can apply directly from the calculator — no need to leave the page.
The calculator is provided by Chrysalis Finance. If it doesn't load, open it in a new tab or call us on 020 3971 2000.
Common questions about dental finance.
How much can I borrow?
Do I need a deposit?
How are repayments made?
When does my treatment start?
Who is providing the credit?
Will applying affect my credit score?
Regulatory disclosure
Campos Dental Clinic Ltd trading as Campos Dental is an Introducer Appointed Representative of Chrysalis Finance Limited, which is authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking. Chrysalis Finance Firm Reference Number 631193.
Credit is subject to status. Terms and conditions apply. You will be entered into a credit agreement directly with Chrysalis Finance Limited. The information provided on this page is for general guidance only and does not constitute financial advice.
Discuss your treatment with us
We'll quote your treatment first, then walk you through how finance works — only if you'd like us to.
Book Online opens in our secure Dentally Portal — verified by SMS. All treatment plans start with a check-up.